Paycheck calculator: what you actually take home in 2026
Enter your pay and pick a state. We take out federal income tax, Social Security, Medicare and your state’s income tax, then show every line like a pay stub.
Popular statesArkansasTexasCaliforniaFloridaNew YorkOhio
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- IRS and state tax tables for 2026
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- Paycheck calculatorTake-home pay after federal, Social Security, Medicare and state tax.
- Hourly to salaryTurn an hourly wage into a yearly salary and a take-home figure.
- Pay raise calculatorSee how much of a raise reaches your bank account after tax.
- Bonus tax calculatorHow much of a bonus you keep after federal, state and FICA tax.
- 2026 tax bracket calculatorFind your bracket and what each rate really taxes.
- Mortgage payoff calculatorSee how extra payments cut years and interest off a loan.
Paycheck calculator by state
Compare all statesEach state page has its own 2026 tax brackets, minimum wage and take-home examples from $30,000 to $200,000.
- Alabama
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- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
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Open calculatorPaycheck Calculator
Estimate take-home pay after federal, state and FICA taxes in all 50 states.
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Open calculatorGuides
Read all 39 guidesSales Tax by State in 2026: Rates for All 50 States and DC
Arkansas Paycheck Taxes in 2026: What Comes Out of $60,000
Gross Pay vs Net Pay: Why Your Paycheck Is Smaller
Moving to a State With No Income Tax: What You Really Save
How Credit Card Interest Works (and How to Pay Less of It)
No Tax on Tips and Overtime: Who Qualifies, What You Save
State Payroll Deductions: SDI, Paid Leave and More
Where $60,000 Goes Furthest in 2026: All 50 States and DC
Hourly to Annual Salary: What $15, $20, $25 an Hour Pays
How a Mortgage Payment Is Calculated (PITI Explained)
15-Year vs 30-Year Mortgage: Which One Costs Less?
APR vs APY: What the Difference Really Means
Auto Loan vs Lease: Which Costs Less for You?
Credit Card Minimum Payments: The True Cost
FICA Taxes Explained: Social Security and Medicare
How Many Calories Do You Need a Day? A Simple Guide
How Much House Can I Afford? Income, Debt and Rates
How to Calculate Overtime Pay (With Examples)
How to Split a Restaurant Bill Fairly (With Tip)
Refinance Break-Even Point: How to Work It Out
Standard vs Itemized Deduction for 2026
Take-Home Pay by State: Why Your Paycheck Differs
Traditional vs Roth 401(k) and IRA: How to Choose
How to Fill Out a W-4 in 2026: Step by Step
How Much Water Should You Drink a Day? Facts & Myths
How a Car Loan Works: APR, Term & Total Cost Explained
How Much Retirement Savings Do You Need? By Age & Income
How Much to Tip in the US: Simple Tipping Guide
How to Build an Emergency Fund on Any Income
Student Loan Repayment Plans 2026: RAP, IBR & Standard
Sleep Cycles Explained: Stages, Length & Best Bedtime
1099 vs W-2 Taxes: What Freelancers Really Owe in 2026
How Compound Interest Works: Simple Examples & Formula
Debt Snowball vs Avalanche: Which Is Better? Real Numbers
The 50/30/20 Budget Rule: Simple Guide With Examples
BMI vs Body Fat Percentage: Which Is More Accurate?
How to Read Your Paycheck: Gross Pay vs Net Pay
2026 Federal Tax Brackets & Standard Deduction Chart
How to Pay Off a Mortgage in 10 Years (or Sooner)
Common questions
How much of my paycheck goes to taxes?
On a $60,000 salary a single filer in Arkansas pays about 19.6% in 2026: $5,020 federal income tax, $4,590 Social Security and Medicare and $2,127 state income tax, leaving $48,263 a year. The share changes with your state, filing status and deductions. Use the pay stub at the top of this page, or open your state’s paycheck calculator.
How do I pay off my mortgage early, or in 10 years?
Pay more than the required amount and tell your lender it is for principal. Even $200 a month extra can take years off a 30-year loan. To finish a $300,000 30-year loan at 6.5% in 10 years you would pay about $3,406 a month, which is $1,510 above the regular payment, so many people aim for 15 or 20 years first. Use the mortgage payoff calculator to see your new payoff date and the interest you save.
What is my take-home pay in my state?
Take-home pay is your salary minus federal tax, Social Security, Medicare and state income tax. Enter your pay and state in the paycheck calculator to see the amount that reaches your bank account.
Are the calculators really free?
Yes. Every calculator on Tidy Math is free to use. There is no sign-up, no paywall and no limit on how many times you use them.
Do you store the numbers I type?
No. The math runs in your browser, so the numbers you enter stay on your device. They are not sent to a server.
How accurate are the results?
Federal tax figures come from IRS Revenue Procedure 2025-32 and Publication 15-T for 2026, Social Security and Medicare rates from the SSA and the IRS, state income tax from each state’s 2026 rules as compiled by the Tax Foundation, and BMI categories from the CDC. Each tool page lists its sources. Results are estimates for planning and learning, so check big decisions with a professional.
Can I use Tidy Math on my phone?
Yes. Every page works on phones, tablets and desktops, and the answer updates as you type.
How often do you add new calculators?
New calculators and guides are added as they are finished. Join the newsletter and you get one short email when something new launches.
Built by Muhammad Ahmad
I made this website. I am a freelancer, I build and look after every calculator here, and I check each formula against official sources such as the IRS and the CDC.
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