Currency Converter
Type an amount and pick two currencies. Rates are reference values, so use them for quick estimates, not for payments.
Results are estimates for planning and learning. Read our editorial policy.
Example Calculation
Say you want to convert $1,000 US dollars to euros. With an example rate of 0.92 euros per dollar, you get 920 euros. In the other direction, 920 euros at the same rate is $1,000.
Banks and card companies add a margin of a few percent, so the amount that lands in your account is usually a little lower than the mid-market rate. Use the figures here to plan, and check the final quote before you send money.
How It Works
This currency converter lets you translate an amount between US dollars and more than twenty widely used currencies, including the euro, British pound, Canadian dollar, Mexican peso, Japanese yen and Indian rupee, and it leaves out currencies the ECB does not publish. Enter an amount, choose the “from” and “to” currencies, and the result appears immediately, along with the exchange rate and its inverse.
Important: this tool uses the euro foreign exchange reference rates published by the European Central Bank, with the date shown under the result. They are daily reference rates, not live market data, so the tool is meant for quick estimates, trip budgeting and learning, not for trading, invoicing or sending money. Real exchange rates move every second, and the rate you actually receive from a bank, card network or money-transfer service includes a spread or fee on top of the market rate.
The conversion method is simple. All rates are expressed relative to one US dollar. To convert between two non-dollar currencies, the tool divides your amount by the rate of the starting currency to get dollars, and then multiplies by the rate of the target currency. For example, to convert euros to Canadian dollars, it first converts euros to dollars and then dollars to Canadian dollars. A table of popular currencies shows your amount in several destinations at a glance.
When you travel or pay abroad, a few habits can save money. Pay in the local currency rather than accepting “dynamic currency conversion” at the point of sale, which often applies a poor rate. Check whether your credit card charges foreign transaction fees, compare ATM fees, and use a reputable provider for large transfers. Before any real transaction, check the current rate with your bank or a live exchange-rate source.
Formula Explained
Amount in USD = amount ÷ rate(from)
Result = amount in USD × rate(to), where each rate is the number of units of that currency per 1 USD.
Assumptions and limits
- The rates are daily reference rates, not live market rates, and they are not the rate a bank, card or exchange will give you, which includes a margin or fees.
- The page shows the date of the rates. They are refreshed when the site is rebuilt on working days.
- The UAE dirham (3.6725 per US dollar) and the Saudi riyal (3.75 per US dollar) are official pegs to the dollar.
- Currencies that the ECB does not publish are not listed.
Frequently Asked Questions
Are these rates live?
No. They are the European Central Bank’s daily reference rates for the date shown under the result. They are updated when the site is rebuilt on working days and are not live market rates. Check your bank or a live source for the rate you will actually get.
Why does my bank give a different rate?
Banks and card networks add a spread or fee to the market rate and update rates continuously.
How do I convert two non-USD currencies?
The tool converts to dollars first, then to the target currency.
What is a foreign transaction fee?
A fee, often around 1–3%, that some credit cards charge on purchases made in another currency.
What is dynamic currency conversion?
An option at checkout to pay in your home currency abroad. It often includes a worse exchange rate, so paying in local currency is usually cheaper.
Which currencies are supported?
USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, CNY, INR, MXN, BRL, KRW, SGD, HKD, SEK, NOK, DKK, ZAR, AED, SAR, PHP and TRY.
Can I use this for invoices?
No. Use the exact rate agreed with your client or published by your bank or payment provider.
Why do exchange rates change?
Interest rates, inflation, trade flows, economic data and market sentiment all influence currency prices.
Think a number is wrong? Tell me what you typed and what you expected, and I will check it.
Methodology and sources
Rates are the European Central Bank euro reference rates published on the date shown on the page, converted to US dollars. An amount is converted by dividing by the source rate and multiplying by the target rate.
- Euro foreign exchange reference rates, European Central Bank
- Foreign exchange rates, H.10 release, Federal Reserve Board
Last reviewed Oct 12, 2026 by Muhammad Ahmad. The page is checked again when the source figures change and at least once a year. See the corrections log, or report a mistake.
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