Mississippi Paycheck Calculator (2026)
Mississippi taxes wages at a flat 4% in 2026, on top of federal income tax and FICA. A $60,000 salary leaves about $48,722 a year, which is $4,060 a month or $1,874 every two weeks.
By Muhammad AhmadUpdated October 2026Free, no sign-up
Results are estimates for planning and learning, not financial, tax or medical advice. Read our editorial policy.
Take-home pay in Mississippi at common salaries
These figures are for a single filer who takes the 2026 standard deduction, is paid every two weeks and has no 401(k) or other deductions. They come from the same engine as the calculator above.
| Salary | Federal tax | Social Security and Medicare | Mississippi tax | Take-home per year | Per month | Every 2 weeks | Total tax rate |
|---|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $468 | $25,817 | $2,151 | $993 | 13.9% |
| $40,000 | $2,620 | $3,060 | $868 | $33,452 | $2,788 | $1,287 | 16.4% |
| $50,000 | $3,820 | $3,825 | $1,268 | $41,087 | $3,424 | $1,580 | 17.8% |
| $60,000 | $5,020 | $4,590 | $1,668 | $48,722 | $4,060 | $1,874 | 18.8% |
| $75,000 | $7,670 | $5,738 | $2,268 | $59,325 | $4,944 | $2,282 | 20.9% |
| $100,000 | $13,170 | $7,650 | $3,268 | $75,912 | $6,326 | $2,920 | 24.1% |
| $150,000 | $24,734 | $11,475 | $5,268 | $108,523 | $9,044 | $4,174 | 27.7% |
How Mississippi taxes your paycheck
Mississippi uses a flat 4% income tax for 2026. The rate applies to your taxable wages, which start from your pay and then subtract a standard deduction of $2,300 for single filers and $4,600 for married couples filing jointly, and a personal exemption of $6,000 ($12,000 for a couple) and $1,500 for each dependent.
| Taxable income (single filer) | Mississippi rate |
|---|---|
| Up to $10,000 | 0% |
| $10,000 and above | 4% |
Other taxes: Mississippi's state sales tax rate is 7%, and the average combined state and local rate is 7.06% (as of January 1, 2026; Tax Foundation). A paycheck is only one part of what you pay in taxes in a year.
Source for the rates and deductions: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. State rules change, so check the Mississippi Department of Revenue for filing and withholding rules.
Mississippi compared with nearby states
Here is what a $60,000 single filer keeps in Mississippi and in the states next to it. The biggest gain nearby is in Tennessee, which has no state income tax.
| State | Income tax | Take-home on $60,000 | Compared with Mississippi |
|---|---|---|---|
| Mississippi | 4% flat | $48,722 | this page |
| Louisiana | 3% flat | $48,976 | +$254 |
| Arkansas | 2% to 3.9% | $48,263 | -$459 |
| Tennessee | None | $50,390 | +$1,668 |
| Alabama | 2% to 5% | $47,655 | -$1,067 |
How Mississippi compares with other states
On a $60,000 salary, a single filer in Mississippi keeps $48,722 a year. That ranks 19th of 51 (1 keeps the most). Mississippi income tax takes $1,668 of a $60,000 salary, which is 2.8% of pay. The middle state in our 2026 data takes 3.1%.
What a raise, a 401(k) and a family change in Mississippi
| Case (2026 tax tables) | Result in Mississippi |
|---|---|
| Raise from $60,000 to $65,000, single filer | Take-home rises by $3,818 a year, which is 76% of the $5,000. |
| $6,000 into a traditional 401(k) at a $75,000 salary, single filer | Take-home falls by only $4,440. Federal tax falls by $1,320 and Mississippi tax by $240. |
| Married couple filing jointly, $100,000 combined, two children | Take-home is $86,294 a year, after $3,240 federal tax, $7,650 Social Security and Medicare and $2,816 Mississippi tax. |
Calculated with the same engine as the calculator above. These cases use the standard deduction, no other deductions and pay every two weeks. The couple case uses the federal child tax credit and Mississippi's own child allowances, where it has them.
Ways to keep more of your pay in Mississippi
- Use a traditional 401(k) or 403(b). Each $1,000 you contribute lowers your federal taxable pay and your Mississippi taxable pay.
- Use payroll benefits. Health insurance premiums, an FSA and an HSA paid through payroll lower your taxable pay.
- Check your W-4. If you get a very large refund or a bill every April, adjust your withholding. Our guide to reading your paycheck shows how.
- Check how Mississippi withholds. Some states have their own withholding form and others follow the federal W-4. Your payroll department or the Mississippi Department of Revenue can tell you which applies.
- Compare job offers after tax, not before. A job in Mississippi that pays $5,000 more can leave you with a different gain than the number suggests. Use the calculator above for both.
Mississippi paycheck questions
How much is a $60,000 salary after taxes in Mississippi?
A single filer earning $60,000 in Mississippi takes home about $48,722 a year, or $4,060 a month and $1,874 every two weeks. That is after federal income tax ($5,020), Social Security and Medicare ($4,590) and Mississippi income tax ($1,668). It assumes the 2026 standard deduction and no 401(k) or other deductions.
Does Mississippi have a state income tax?
Yes. Mississippi charges a flat 4% on taxable income for 2026.
How much do I take home on $50,000 or $100,000 in Mississippi?
On $50,000 a single filer in Mississippi keeps about $41,087 a year ($1,580 every two weeks). On $100,000 the figure is about $75,912 a year ($2,920 every two weeks).
How is a bonus taxed in Mississippi?
Federal income tax on a bonus is usually withheld at a flat 22%, and Social Security and Medicare apply as usual. Your employer also withholds Mississippi income tax on the bonus, using the state's own method. The total is settled when you file your return.
What is not included in this Mississippi estimate?
This estimate covers federal income tax, FICA and Mississippi state income tax. Health insurance, retirement savings and other benefits are not included unless you enter a 401(k) percentage or extra withholding.